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Buying an Investment Property

Learn more about buying an investment property in the Grey Bruce region.

When contemplating the purchase of residential rental property there are as many types of properties to buy as there are considerations to take into account.

This article will focus strictly on purchasing student rental property for a member of your family to reside in while attending college.

One of your first considerations involves how long you plan on remaining in ownership. Will you hold the property just while your child attends post-secondary schooling, 3, 4 or 5 years, or will you continue as an absentee landlord after they have graduated.

If so, who will manage the property, and do the maintenance and repairs for you and how will the added expense of a property manager affect the income generated from the property. If you do decide to sell after your child graduates and the market is not the best for selling can you keep the property until the market turns around?
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Qualifying for a Mortgage

See if you qualify for a mortgage.

Arrange Financing

Get a Mortgage Pre-Approval

An important ingredient in a successful home search is knowing how much you can afford. You don’t want to fall in love with a property only to find out it’s outside your price range.

That’s why I recommend getting a Mortgage Pre-Approval. This is a document from your bank or other lender stating how much of a mortgage they are willing to give you. There are two advantages to getting this pre-approval:
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Selling Real Estate Tips

Tips for selling your house in Grey Bruce and Owen Sound.

Setting Your Price

How do You Determine Your Asking Price?

You obviously want to sell your house for the highest possible price. You may even have a number in mind. But, how do you determine if that number is reasonable? You may be concerned that:

  • If you list your house too high, few buyers, if any, will see it.
  • If your price is too low, you could end up leaving thousands of dollars on the table.

Don’t worry. I’m an expert at creating a pricing strategy that will pique the interest of qualified buyers – and set the stage to get you the highest sale price possible. I’m also a specialist in the local market. I know what properties like yours sell for, and can get yours sold at the high end of that range.

I begin by getting to know your property and all its desirable features. Then I make some calculations to determine its Current Market Value. That value is based, in large part, on what similar houses in the area have sold for recently.
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Buying Real Estate Tips

Find Your Dream Home – Right Here!

Finding and buying the ideal property can be a dream come true. There is something special about walking up to the front door on moving day, sliding in your key and entering the foyer of your beautiful new home.

However, getting to that point can be a nightmare unless you have the right real estate agent working with you throughout the buying process. As your real estate agent, I ensure that I will do two important things for you:

  • Help you buy a home that matches your requirements;
  • Make the process simple and easy.

How do I work with clients?

To begin, I take the time to learn what you really want in a home. We look at your needs and desires, and help you determine the price range within which you should shop. Then we show you properties that meet that criteria – including new listings the moment they come on the market.
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Local Information – Owen Sound

The City of Owen Sound is an excellent place to live and invest in property.

The City of Owen Sound is located on the southern shore of Georgian Bay in a valley below the limestone cliffs of the Niagara Escarpment. It lies at the foot of the Bruce Peninsula, famous for its exceptional geography.

Known as the Scenic City, Owen Sound features an expansive harbour and bay, winding rivers, tree-lined streets, extensive parks and trails and a thriving, historic downtown.

It’s the largest urban community in Grey and Bruce counties and holds the seat of government in Grey, supporting regional, provincial and federal government offices, a regional hospital and a campus of Georgian College.
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